Take advantage of property insurance to protect yourself from potential problems in case of unexpected troubles. In our base you will find a wide range of insurance products from leading companies in this industry.
The appropriate range of policies will protect you in crisis situations: loss or theft of property, liability for damage caused or unexpected accidents: flooding of the apartment or breakdown of the car. We help you negotiate the terms of the agreement and adjust the policy to your needs. Do not let fate surprise you – make an appointment with our expert.
PROPERTY INSURANCE – WHAT IS WORTH KNOWING?
Property insurance may cover: real estate, car, vehicles, electronic equipment, apartment furnishing, valuables and art collections, but also pets,
insurance companies also provide assistance – you can count on the visit of an electrician, plumber or car service in a reputable repair point,
in addition, many policies also include third party liability protection – so you do not have to worry about the consequences of causing damage to third parties – the insurer will pay for flooding of your neighbor,
The scope of insurance will be selected individually by our expert to suit your needs.
As mentioned, property insurance is a type of insurance that includes policies covering different spheres of life of the insured persons, i.e. personal insurance. Thus, the group of property insurance also includes motor insurance, because it de facto protects the property of the insured. Thanks to the third party insurance policy, the insured does not have to cover the costs of indemnity in case someone suffers a property or personal damage because of his fault. On the other hand, if it is his car that suffers damage during the event, the AC policy will cover the costs related to repairing such a car. In this group there are also tourist insurances.
And although they concern events connected with life and health risks, and to a much lesser extent property (loss of luggage), they belong to the group of property insurance, because they secure the client’s property. The costs of medical treatment or rescue operations are borne by the injured party. Often, these costs reach several tens or even hundreds of thousands. Few people can afford such fees. With a travel insurance policy, these costs can be covered by the insurance money. That is why it is property insurance. It protects against loss of property, which should be spent on treatment. And the last group of insurances are housing policies.
This is already a classic form of property insurance, because it is the property that is protected here. A property insurance policy, which protects the property and the household movables in it, is usually concluded for the value of the protected property. This means that in case of loss, if it turns out that the insured lost his property due to fire or burglary, the insurance company is obliged to pay him such money that will allow him to compensate or repair the damage.
Importance of property insurance
Anyone who achieves some level of wealth, usually achieves it through hard work and sacrifice. The material status gained is the result of tremendous sacrifice. So it is hard to imagine losing it all in an instant. It is even harder to imagine regaining it in an equally short period of time. That is why property insurance is so important. Purchased car for tens of thousands may be stolen or destroyed by another driver. Insurance policy will make it possible to recover it in a short time, to buy it back. This is especially important when it was bought on credit. Installments have to be paid, and the bank is not interested in the fact that the client has lost an item for which he has not even managed to pay yet.
The same is true for an apartment, only the loan is much larger. The point is that if you lose your apartment because of a fire or other fortuitous event, you have nowhere to live, and you can’t afford to buy another apartment, because the credit for the first one, which was destroyed, hasn’t been repaid yet.
Thanks to the policy, you can receive the equivalent of the lost apartment and buy a new one in its place or renovate the destroyed one, if it is suitable for renovation. Property insurance is therefore very important and very useful. They allow you to protect your hard-won possessions. They give a sense of security and allow you to function in peace. Suitable offer can be found most conveniently in comparison websites typing for example “property insurance Warsaw”.