According to the Act on Compulsory Insurance, motor insurance belongs to the property insurance section II. They are defined in the Act on Compulsory Insurance, Insurance Guarantee Fund and Polish Motor Insurers’ Bureau of May 22, 2003. They include not only the obligatory third party liability insurance, but also voluntary accident insurance and accident insurance.…
What is a motor insurance? According to the law, each car owner in Poland must have a third party insurance. It is different with other insurance, which is not obligatory. The driver decides about buying additional motor insurance policies – Autocasco, Assistance or personal accident insurance. So it is worth knowing when they can be…
Personal accident insurance for drivers and passengers This insurance provides compensation for the consequences of personal accidents (NNW). The subject of this voluntary insurance are the permanent consequences of an accident, resulting in bodily injury, permanent health impairment or death of the insured. Usually insurance companies offer a choice of two types of accident insurance…
What is Motor Insurance? What is worth knowing about them? Motor insurance – OC, AC, NNW, Assistance – check what exactly is hidden under those names, which of them as a car owner must be purchased compulsorily, and which are voluntary. We also suggest how to use them in case of a damage. What is…
How the green card for motorists will change in 2020 Since July, the green card is no longer green, and insurers will issue a new black and white certificate of compulsory motor insurance under an international agreement. Previously issued certificates will remain valid, but from October, insurers will only be able to issue the new…
Drunk driving accidents up this year – zero tolerance remains Although there has been talk of lifting zero tolerance for drink-driving, this is unlikely to happen this year. In drink-driving accidents, the at-fault party is always compensated by the insurer, while the driver driving under the influence of alcohol is charged. Drinking a small amount…
How can I pay the premium for car insurance? The premium for a car insurance policy must be paid in advance for the appropriate insurance period. If premiums are paid one year in advance, insurance companies do not take into account any premium surcharges, unlike so-called intra-annual payment methods. What should I keep in mind…
Cancellation of auto insurance You can always cancel car insurance at the end of the contract period. The notice period is one full month. Most contracts end at the end of the year on December 31. If this applies to your contract, the termination letter must be submitted to the auto insurance company no later…
Car Insurance The system that is already familiar to drivers applies here: liability insurance and car damage insurance Consider what conditions are necessary to obtain a car insurance policy, and which are essential: For people over the age of 25, insurance will cost significantly less. This is because most car accidents in America are committed…
What parameters are taken into account when calculating the cost of the policy for you personally: age (under 25 years old insurance is significantly more expensive, because the insured in the category of young driver and according to statistics, most accidents are committed by people under 26 years old, so for this category of persons…
California in 2017 set the following minimum limits for driver’s liability coverage (California Insurance Code §11580.1b): $15,000 – injury/death of one person$30,000 – damage/death to two or more persons$5,000 – property damage But, of course, these minimum values are not enough, because just one treatment of an injured person with a small fracture will cost…