Cancellation of auto insurance
You can always cancel car insurance at the end of the contract period. The notice period is one full month. Most contracts end at the end of the year on December 31. If this applies to your contract, the termination letter must be submitted to the auto insurance company no later than November 30.
In two cases, you can also terminate the contract with a special right of termination:
Premium Increase
Accident/Damage.
Here, the one-month notice period also applies. In addition, the specific reason for terminating the contract must be stated.
Changing your car insurance
You can switch to another insurer after your current policy expires, after a premium increase, and after the insurer settles the claim. When you change vehicles, you are free to choose your auto insurer. When you terminate your current auto insurance policy, all you have to do is meet the 1 month notice period.
Changing your car insurance through is very simple: just enter the requested data about the vehicle, the insured, the group of drivers and the amount of insurance in the input mask. You will then immediately receive customized rates designed specifically for you. Now compare and choose the offer that convinces you in terms of price and performance.
What do I need to register?
Car registration
It costs about 27 euros to register your car (plus license plates, if needed). For an additional €10.20 you can choose a combination of license plates. You can only register your car at the registration office in your place of residence.
The vehicle must be roadworthy for this purpose. This automatically applies to new vehicles. For used vehicles older than 3 years, a valid basic vehicle inspection (HU) is required as proof.
You must also have the following documents at the time of registration:
ID card or passport with proof of registration
Proof of vehicle insurance coverage
Certificate of registration Part II, for used vehicles also Part I
Unregistering a vehicle
The following documents must be presented when deregistering a vehicle:
An ID card or passport with proof of ownership registration
Registration number
Part I and II license plate
Getting a license plate
You will receive a license plate when you apply for automobile liability insurance for this vehicle. When applying, please specify the exact type of vehicle.
What does partial and full comprehensive insurance cover?
You need partial or full comprehensive insurance to cover damage to your own vehicle. Comprehensive insurance is voluntary. usually recommends partial comprehensive car insurance. Full comprehensive insurance is recommended for new cars and expensive used cars.
What does a no-claims class mean?
A no-claims class (SF class) exists separately for automobile liability and full comprehensive insurance.
SF classes reduce auto insurance costs. After each accident-free year of insurance, you get a better SF class. Your SF class is listed on your current premium bill.
