Summary of social insurance

Summary of social insurance In Poland there are four types of insurance: pension, disability, sickness and accident. There is also health insurance regulated by the Law on Health Care Services. A separate premium is paid for each of these insurances. Insurance for persons running a non-agricultural business activity Persons running business activity are subject to…

Details

What social security contributions do I have to pay? What is the basis for calculating social insurance premiums?

What is social insurance? Social insurance provides you with benefits, should you become unable to work. Social Security contributions for this type of insurance are mandatory for all workplaces and employees. In this article you will read which social insurance contributions you must pay obligatorily and which you can pay voluntarily. We will also explain…

Details

Autocasco

According to the Act on Compulsory Insurance, motor insurance belongs to the property insurance section II. They are defined in the Act on Compulsory Insurance, Insurance Guarantee Fund and Polish Motor Insurers’ Bureau of May 22, 2003. They include not only the obligatory third party liability insurance, but also voluntary accident insurance and accident insurance.…

Details

Personal accident insurance for drivers and passengers

Personal accident insurance for drivers and passengers This insurance provides compensation for the consequences of personal accidents (NNW). The subject of this voluntary insurance are the permanent consequences of an accident, resulting in bodily injury, permanent health impairment or death of the insured. Usually insurance companies offer a choice of two types of accident insurance…

Details

Health insurance for employees

WHAT IS HEALTH INSURANCE? Health insurance is a special form of coverage that entitles you to government-provided health benefits. These benefits are intended to preserve health, protect against the effects of disease and provide medical treatment. Polish law distinguishes the following types of health insurance: state-compulsory, State- voluntary, private. It is worth noting here that…

Details

Fire and other natural elements insurance

Fire and other natural elements insurance Compensation for the entrepreneur, if e.g. fire, flood, hurricane or other elements destroy the company’s property. The protection covers material damage caused by fire and other fortuitous events, including: precipitation and lightning, hurricane, flood, sudden earth surface movement, inundation due to damage to water supply or sewage systems, and…

Details